SIP Calculator

Systematic Investment Plan — estimate your mutual fund returns

%
yrs

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Enter your details and
click Calculate
Formula: M = P × [((1 + i)ⁿ − 1) / i] × (1 + i)  ·  P = Monthly SIP  ·  i = Monthly interest rate (annual ÷ 12)  ·  n = Months  ·  Returns assume constant rate. Actual mutual fund returns may vary.

About SIP Calculator

A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. Our SIP calculator uses the standard compound interest formula to project your maturity value, total wealth gained, and return breakdown — helping you plan your financial future with confidence.

How to Use

Enter your monthly SIP amount (in ₹), the expected annual return rate (%), and the investment duration (in years). Click Calculate Returns to see your projected maturity value, total invested amount, total returns, and a visual breakdown of invested vs. returns.

Why Use This SIP Calculator

This calculator gives you a clear, visual picture of how your money can grow over time through the power of compounding. It's ideal for anyone planning mutual fund investments, retirement savings, children's education funds, or any long-term financial goal.

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